Student Loan Refinancing


SoFi refinances student loan debt at low rates, creating meaningful savings for their borrowers. SCDA members, friends, and family receive a 0.25% Rate Discount1 when they apply through

Refinancing is a great solution for working graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans. Federal loans do carry some special benefits, for example, public service forgiveness and economic hardship programs, that may not be accessible to you after you refinance.

SoFi offers a range of options to optimize your monthly payments, lifetime cost, or speed of pay off, all in addition to no fees and no catch. What’s not to like? Check your rate in two minutes at