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Insurance Grandfathering
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Attestation forms due by December 1 for health insurance plan grandfathering

In the coming days you will receive a mailer from Mercer Administration and enclosed will be information on the 2011 medical insurance renewal. This renewal will not be like any other due to national health care reform changes that take effect January 1st. One of these changes pertains to certain benefits that could be viewed as potentially discriminatory by this legislation signed into law on March 23, 2010. Our plan offers several unique benefits exclusive to SCDA member dentists such as our surviving spouse and retiree benefits. Now due to this legislation, in order for your practice to be able to keep these unique benefits and be qualified as a “grandfathered” practice, BlueCross must request contribution amounts employers made to employees’ premium at the time the legislation was signed into law (March 23, 2010) and compare those contribution limits to those that the employer plans to make in 2011. Your practice will be qualified as grandfathered as long as you return the attestation form that you will receive early next week by December 1st and as long as your contributions to your employees’ medical premiums do not decrease by more than 5% points from March 23, 2010 compared to 2011.

Contained within this mailer will be a cover sheet detailing what your practice must do in order to become grandfathered and keep these unique benefits, the 2011 rates and the attestation form with an example completed attestation form on the back of it.

Again, if you are covered under the SCDA group medical plan, please keep an eye out for this mailer early next week and return it by December 1st if you wish to keep this unique benefits.

Grandfathering Cover Letter
Attestation Form
Attestation Addendum
Form Example - completed form

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